What is the disabled adult child benefit?

The Social Security Administration’s Disabled Adult Child (DAC) assistance program allows qualifying applicants to collect disability benefits based on their parents’ work history and contributions to the Social Security system. The federal government has strict rules for qualifying for disabled adult child benefits. For example, to be eligible for DAC assistance, the adult child must be unmarried, at least 18 years old and have a medically diagnosable disability that began before age 22. The disability may be either a physical condition or a mental impairment. In some cases, you may already be collecting disability benefits as a disabled adult based on your own work history. But you may be entitled to larger monthly disability payments if you qualify under the adult disabled child programs based on your parents’ employment record and payment of Social Security taxes. It is worth considering.