Seeking Justice in an Imperfect Legal System
Being injured when someone else is at fault, whether in an auto accident or a fall, is an understandably highly frustrating experience for the injured party. In addition to the pain of the injuries, an injured person must also deal with insurance companies, property damage, medical bills, a possible inability to work and resultant lost wages, fear and anxiety of what the future holds both physically and financially, as well as the sheer inconvenience and disruption in everyday life. To add insult to injury, in most cases, the injured party did absolutely nothing wrong to bring the injuries on him or herself, yet must suffer the consequences of someone else’s negligence.
The system within which personal injury claims are resolved squarely places the burdens listed above on the injured party. The at fault person’s insurance company does not make payments to injured persons up front; rather, they wait until the claim is settled to pay any funds at all (with the exception of property damage, which can usually be resolved in short order after an accident), and only then can medical bills can finally be paid, and hopefully bills caught up on. In the meantime, for the injured person, bills rack up and anxiety builds about when everything will be resolved so life can move forward again with some sense of normalcy. This sometimes takes months or even years.
It helps tremendously to have your own health insurance, med-pay coverage, and uninsured/underinsured motorist insurance. While it seems unfair to have to use your own insurance to cover things that were caused through no fault of your own, if you have these coverages, you are paying for them for the precise scenario when someone else injures you but doesn’t have sufficient coverage themselves to make you whole. Sometimes an injured person will also have to battle their own insurance company to ensure they receive the full benefit of these coverages, which is even more frustrating since the insurance companies are being paid high premiums for that exact coverage. This is how our legal system is structured and we must do our best to work within its confines.
At The Sawaya Law Firm, we understand your frustrations when you are injured, and we try to take away as much of the frustration on the journey through the personal injury process as possible. At the end of the day, it is important to remember that while our legal system may be imperfect, it is more trustworthy than any other in the world, and in most cases is able to achieve a just result.
If you need help achieving justice, please call The Sawaya Law Firm at 303-839-1650 to schedule a free consultation. We are Denver’s personal injury law firm. With over 40 years of experience and a compassionate team prepared to listen to your story, The Sawaya Law Firm is here to help. Contact us anytime.