Insurance Protection on Tornadoes

There were several severe tornadoes that hit Dallas, Texas this past week with devastating results. Growing up in Dallas this was a frequent occurrence, especially during the spring and summer. A tornado always brought heaps of rain, hail, and of course, strong wind. I ended up moving to Boulder, Colorado after I graduated from high school, and I realized that while Texas might be in tornado alley, even Colorado can be prone to deadly tornadoes. The question that everyone should ask themselves is- do I have insurance coverage to protect my home and all my belongings?

If such a disaster could ever strike your neighborhood then you need to make sure that you have adequate insurance. To do this, look at both your home owner’s policy and your car insurance policy. For your car, make sure you are covered for the potential hail damage that your car can occur, and take a good look at the policy for any possible exclusions that might be listed. Confirm with your insurance agent what is covered and is not covered in your car policy, and ask any questions you may have.

For your home, make sure you have coverage on both the structure and the contents. Do you have insurance that covers wind, hail, and flood damage to your house? Anything can happen in a tornado (even electrical fires and flood damage) and you do not want to be left fighting the insurance company while trying to put your life back together. If you end up facing one of these situations and you need help, please feel free to contact The Sawaya Law Firm, and we’ll help to make sure you have the expertise and knowledge that you need.

The Sawaya Law Firm is Denver’s personal injury law firm. With over 40 years of experience and a compassionate team prepared to listen to your story, The Sawaya Law Firm is here to help. Contact us anytime.


Michael established The Sawaya Law Firm in 1977 and built it into one of the largest personal injury law firms in Colorado, with more than 20 lawyers and 80 staff members serving clients from five offices located in Denver, Greeley and Colorado Springs. Throughout its history, the firm has stayed true to its 12 Core Values, which emphasize excellence in advocacy and a commitment to providing outstanding client service. Michael studied sociology and economics as an undergraduate student at The Colorado College, and he earned his law degree from the Texas Tech University School of Law. In addition to being involved in several legal and community organizations, Michael enjoys playing music and cooking, and he has written a book on spiritual matters.