Insurance
Do I Really Need Insurance?
Have you ever been hit by an uninsured driver? Chances are the uninsured driver got a ticket, which got reduced to something minimal, and nothing else. The fact of the matter is that almost every uninsured driver who causes a…
How Do I Know If The Insurance Company Is Acting In Bad Faith?
When an insurance company is handling a claim, it is bound by contractual duties in its own policies, as well as by Colorado state laws. An insurance company must communicate with injured victims promptly, conduct a thorough investigation, pay claims…
UIM/UM Insurance Part One: Why Should I Have UIM/UM Coverage?
Hello, my name is John Maroney and I am a lawyer at The Sawaya Law Firm. Today I would like to focus on Under-Insured/Uninsured Motorist Insurance, or UIM/UM insurance as it is commonly abbreviated. I have this type of insurance,…
What is Med Pay and Why Should I Buy It?
Here in Colorado, all motorists must purchase automobile liability insurance in order to legally operate a vehicle on the highways of this state. This liability insurance must provide benefits (limits of liability) of at least $25,000.00 per person and $50,000.00…
How to Negotiate a Claim with an Insurance Company
After you have been injured in an accident and file an insurance claim, it is likely you will have to negotiate with the insurance company. Any quick offer from an insurer is likely to be low and intended to limit…
The What and How of Colorado Insurance Bad Faith Claims
The state of Colorado requires all drivers to maintain auto liability insurance. This requirement is non-negotiable. Under Colorado law, drivers must carry coverage of at least $25,000 per person and $50,000 per occurrence for bodily injuries, and $15,000 for property…
Parent’s Guide to Teen Driving – Part 3 – Auto Accidents
The Sawaya Law Firm and Colorado Department of Transportation have teamed up to create a guide for teen drivers and parents – The Developing Good Driving Habits Handbook. Part Three – Talk to Your Teen About Auto Accidents No matter…
Does Your Credit Score Affect Your Car Insurance Rate?
Most people know that when they are shopping around for car insurance, their rate will depend upon a number of factors. However, many people assume that these factors include things such as how many accidents the individual has been involved…
What You Need To Know About Self-Driving Cars
Self-Driving Cars aren’t arriving in the future – they’re already here. From the beginning, the idea of a self-driving car has resonated with our human desire to chill at all costs. Google and Tesla are manufacturing their own fleets of branded robo-cars….
Auto Insurance Claims – 5 Do’s and Don’ts
If you’ve been in an accident, and you’re entering the world of auto insurance claims, there are a few things to keep in mind. Here are 5 Do’s and Don’ts when it comes to making an auto insurance claim. DO Review…
