Have you ever been hit by an uninsured driver? Chances are the uninsured driver got a ticket, which got reduced to something minimal, and nothing else. The fact of the matter is that almost every uninsured driver who causes a crash doesn’t see any real penalty, sometimes not even a slap on…
When an insurance company is handling a claim, it is bound by contractual duties in its own policies, as well as by Colorado state laws. An insurance company must communicate with injured victims promptly, conduct a thorough investigation, pay claims promptly, and handle claims in good faith. An insurance company…
Hello, my name is John Maroney and I am a lawyer at The Sawaya Law Firm. Today I would like to focus on Under-Insured/Uninsured Motorist Insurance, or UIM/UM insurance as it is commonly abbreviated. I have this type of insurance, and I make sure my family does too. So What…
Here in Colorado, all motorists must purchase automobile liability insurance in order to legally operate a vehicle on the highways of this state. This liability insurance must provide benefits (limits of liability) of at least $25,000.00 per person and $50,000.00 per accident. This type of insurance provides benefits to those…
After you have been injured in an accident and file an insurance claim, it is likely you will have to negotiate with the insurance company. Any quick offer from an insurer is likely to be low and intended to limit the insurer’s liability. It may be made before you can…
The state of Colorado requires all drivers to maintain auto liability insurance. This requirement is non-negotiable. Under Colorado law, drivers must carry coverage of at least $25,000 per person and $50,000 per occurrence for bodily injuries, and $15,000 for property damage. Colorado residents are required to maintain a contract with…
The Sawaya Law Firm and Colorado Department of Transportation have teamed up to create a guide for teen drivers and parents – The Developing Good Driving Habits Handbook. Part Three – Talk to Your Teen About Auto Accidents No matter how much time you spend practicing safe driving, an accident…
Most people know that when they are shopping around for car insurance, their rate will depend upon a number of factors. However, many people assume that these factors include things such as how many accidents the individual has been involved in, traffic citations, and the like. Most people would never…
Self-Driving Cars aren’t arriving in the future – they’re already here. From the beginning, the idea of a self-driving car has resonated with our human desire to chill at all costs. Google and Tesla are manufacturing their own fleets of branded robo-cars. While Uber has plans to turn your existing car into…
If you’ve been in an accident, and you’re entering the world of auto insurance claims, there are a few things to keep in mind. Here are 5 Do’s and Don’ts when it comes to making an auto insurance claim. DO Review Your Policy Check your insurance policy for coverage. Bodily Injury,…
