Uninsured Motorist Accident Claim Lawyers in Denver

The frustration that comes with being in a motor vehicle accident is compounded if you discover that the negligent driver is uninsured. You may have no idea what to do next, which is completely understandable. Your first step should be to find a personal injury attorney who can explain what the legal process is following an insured motorist accident.

Through our office in Denver, The Sawaya Law Firm is here to help you pursue a personal injury claim if you have been involved in an uninsured motorist (UM) accident. Call us at 303-GOOD-LAW or email us today to schedule a free initial consultation to learn more about how we can help you hold the negligent party responsible.

Acting Responsibly Toward Our Clients

We believe that responsibility is at the core of uninsured motorist accident claims. We take responsibility when it comes to making sure a negligent uninsured motorist takes responsibility for his or her actions and insurance companies act responsibly when paying out legitimate claims.

One of our 12 core values, responsibility means being reliable and dependable. “The legal process properly demands that all must be responsible, including insurance companies."

Part of acting responsibly toward our clients is keeping up to date as the laws change regarding uninsured motorist claims. For instance, the Colorado legislature passed a law, effective Jan. 1, 2008, that changed uninsured motorist accident coverage in two important ways:

• An insurance company can no longer "offset" the amount paid by the at-fault driver's insurance company against the amount available under your own UM policy.
• Now, the UM coverage you purchase can "stack" on top of the total amount of insurance available from the at-fault driver. For example, if you buy $100,000 of UM coverage to protect your family, the entire $100,000 will be available to you on top of the insurance available from the at-fault driver, if you need it.

This is important coverage that should not be waived when the option to add it to your policy is offered. Often, insurance companies send policyholders letters asking them to waive the coverage altogether. This is not a good idea under any circumstances, and you should exercise your option to keep this in your policy, add it or increase the amount of coverage.

Dedicated and Responsible Colorado Springs Auto Accident Injury Attorneys

We know how to use this information to maximize your compensation opportunities. Call 303-GOOD-LAW or email us today to learn more about how we can help you. We will review your case and give you a detailed evaluation at no cost.